MSP Finance
×
MENU
mortgage_requirements
msp_financial_services_bond_calculator

Get prequalified & find out what you can afford to buy

FICA Documents Required

  • Color copies of applicant(s) Identity Documents(s)
  • Marriage Certificate & ANC Contract
  • If divorced – copy of divorce order
  • Utility Bill reflecting the physical address of the applicant(s)

Salaried Applicants

  • Latest 3 months’ payslips (income to be verified against bank account)
  • If in receipt of allowances or variable pay, then 6 months’ latest payslips are required
  • Detailed Income and Expenditure statement, signed by applicant(s)
  • Latest 3 months’ bank statements, of the primary bank account, where the nett salary & debit orders reflect. Must be non-internet, stamped bank statements
  • If in receipt of variable income, then 6 months’ latest statements will be required
  • Statement of Assets and Liabilities
  • If applicant is not a SA citizen, copy of residence and work permit

Self Employed Applicants

  • Comparative financials covering a period of 2 years
  •  Letter from an accredited auditor confirming personal income / remuneration / drawings from the business
  • 6 Months non-internet, stamped bank statements for business and personal accounts
  • If financials are older than 6 months, then up-to-date, signed management accounts are required
  • Cash flow forecast for ensuing 12 months
  • Personal statement of Assets and Liabilities
  • Personal and business bank statements
  • IT34
  • Company/CC/Trust – statutory documents
  • Color copies of directors/members/trustees Identity Document(s)
msp_financial_services_contact_us

You need something more?